How Much Bank Statement is Required for a Europe Study Visa?
Studying in Europe is a dream for many international students. But when it comes to the visa process, one of the most confusing questions is:
👉 How much bank statement do I need to show for my Europe study visa?
This guide explains the bank statement requirements for different popular European countries, why it matters, and tips to avoid rejection.
Why Do You Need a Bank Statement for a Student Visa?
A bank statement is proof that you can support yourself financially while studying. Embassies and consulates want to make sure you:
Can pay tuition fees
Can cover living expenses such as rent, food, transport, and insurance
Will not face financial difficulties during your stay
If you cannot provide this proof, your student visa application may be refused.
General Rule for Bank Statements in Europe
Most European countries ask for:
One year of living expenses
One year of tuition fees (if not already paid)
On average, this means you need to show between €7,000 and €12,000 per year for living costs. Tuition fees depend on your university and program.
Country-Wise Bank Statement Requirements for Study Visas
Below are the details for some of the most popular study destinations in Europe.
🇩🇪 Germany
Germany is one of the top choices for international students, especially because many public universities charge little or no tuition.
Students must open a blocked account (Sperrkonto) in a German bank.
For 2025, the required amount is €11,208 per year (~€934 per month).
If your tuition is not free, you must also show proof of payment or ability to pay.
Example: If your tuition fee is €3,000 per year, you need to show €11,208 for living + €3,000 for tuition.
Official German Student Visa Requirements
🇫🇷 France
France is popular for art, business, and engineering studies.
You must show proof of €615 per month, which is about €7,380 per year.
If your tuition is not fully paid, add that amount to your bank statement.
Students who receive a scholarship can use the scholarship letter instead of a bank statement.
🇳🇱 Netherlands
The Netherlands is known for its high-quality education, but living costs are higher compared to other countries.
You need to show at least €1,100 per month, which is €13,200 per year.
Tuition fees range between €6,000 and €15,000 per year for international students.
Proof can be a bank statement, scholarship, or sponsor’s financial guarantee.
🇧🇪 Belgium
Belgium is home to many international universities and EU institutions.
You must show €934 per month, equal to about €11,208 per year.
If a sponsor is supporting you, they must sign an annex form and provide their bank documents.
🇸🇪 Sweden
Sweden is famous for its innovation and high standard of living.
Students need at least SEK 9,450 per month (~€945).
For one year, this is about €9,450 per year.
Tuition fees depend on the program and range from €7,000–€15,000 per year.
🇪🇸 Spain
Spain attracts students for its culture, lifestyle, and affordable tuition.
You must show at least €600 per month, which is about €7,200 per year.
If you are studying for more than one year, you may need to show funds for the full duration or at least the first year.
🇮🇹 Italy
Italy is one of the most affordable destinations in Western Europe.
The requirement is about €6,500 per year in living costs.
Tuition fees for international students are usually between €2,000 and €4,000 per year, depending on the university.
🇮🇪 Ireland
Ireland is another top choice for English-speaking students.
You need to show at least €10,000 per year for living costs.
First-year tuition fees must be paid before applying for the visa.
🇵🇹 Portugal
Portugal is gaining popularity among international students.
Students must show at least €75 per month, or about €9,000 per year (as per immigration rules).
Tuition fees range from €2,500–€6,000 per year.
Tips for Preparing Your Bank Statement
Maintain funds for at least 3–6 months before applying. Sudden large deposits may cause rejection.
Avoid borrowing money just to show balance. Visa officers check the consistency of your transactions.
If a parent or guardian is your sponsor, include their affidavit of support, bank statement, and proof of relationship.
Scholarship or grant letters are accepted as proof of funds in many countries.
Some embassies may ask for original stamped bank statements or attested copies—always confirm requirements.
Common Mistakes to Avoid
Showing a bank statement with recent large deposits only.
Not matching tuition payment receipts with the balance.
Submitting incomplete documents (e.g., without affidavit of support).
Relying only on cash deposits; regular income sources look more genuine.
Every country has different financial requirements, but the range is usually €7,000–€12,000 per year for living costs.
Tuition fees are separate and must be shown as either paid or available in your account.
Germany, Netherlands, and Ireland have the highest living cost requirements, while Italy and Spain are on the lower end.
Always check the official embassy or consulate website, because amounts change every year.